Terms of Use

Welcome to Growt Finance. These Terms of Use ("Terms") govern your access to and use of our website located at 181 Bay St, Toronto, ON M5J 2T3, Canada (the "Site"). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site.

1. Use of the Site
You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Site. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the Site.

2. Intellectual Property
All content on the Site, including text, graphics, logos, images, and software, is the property of Growt Finance or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our prior written consent.

3. User-Generated Content
If you submit any content to the Site, including comments or feedback, you grant Growt Finance a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and display such content. You represent and warrant that you have the right to grant this license and that your content does not violate any laws or third-party rights.

4. Disclaimer of Warranties
The Site and its content are provided "as is" without warranties of any kind, either express or implied. Growt Finance does not warrant that the Site will be uninterrupted, error-free, or free from viruses or other harmful components. Your use of the Site is at your own risk.

5. Limitation of Liability
To the fullest extent permitted by law, Growt Finance shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or inability to use the Site.

6. Indemnification
You agree to indemnify, defend, and hold harmless Growt Finance, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Site or violation of these Terms.

7. Privacy
Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

8. Third-Party Links
The Site may contain links to third-party websites or services that are not owned or controlled by Growt Finance. We are not responsible for the content, privacy policies, or practices of any third parties. Accessing third-party sites is at your own risk.

9. Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site after such changes constitutes your acceptance of the revised Terms.

10. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising under or related in any way to these Terms shall be resolved exclusively in the courts located in Toronto, Ontario.